Purpose: To set the tone for financial coaching benefits and address your financial needs. It's a no-pressure, judgment-free opportunity.

Before the Coaching:

• Minimal preparation: You will complete a form about income, debts, concerns and basic financial status.
• Reflect on general financial goals and concerns.

During the Coaching:

• Introduction and discussion of your current financial situation, goals, and concerns.
• Explanation of financial coaching (empowering you to manage finances, build habits, develop action plans).
• Exploration of preliminary insights and general strategies (e.g., budgeting, debt reduction).
• Supportive, non-judgmental environment.
• Opportunity for Q&A.
• Discussion of next steps (e.g., scheduling next session, resources).

What Not to Expect:

• Specific investment recommendations or portfolio management.
• A detailed, comprehensive financial plan.
• Requests for sensitive banking information or account access.
• Sales pressure to commit to other services.

Benefits:

• Clarity on your financial situation.
• Identification of key areas for improvement.
• A sense of direction for your financial well-being.
• Understanding of financial coaching.
• No obligation.